What You Need to Know About the Mortgage Process [INFOGRAPHIC] by Kevin Maalizadeh · July 20, 2018Last updated on August 4th, 2018 at 01:55 pmSome Highlights:Many buyers are purchasing a home with a down payment as little as 3%.You may already qualify for a loan, even if you don’t have perfect credit.Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.