The Mortgage Process: What You Need to Know [INFOGRAPHIC] by Kevin Maalizadeh · February 23, 2018Last updated on March 8th, 2018 at 04:46 pmSome Highlights:Many buyers are purchasing a home with a down payment as little as 3%.You may already qualify for a loan, even if you don’t have perfect credit.Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.